List of 7 best cashback sites and apps in 2023 to earn on your purchases. Life is full of necessary expenses. But with a tough economy, it’s not always easy to make ends meet. That’s why I use cashback sites. There are plenty of ways to earn money online to pay for shopping expenses, but … Read more
On average, people pay about $50 per month for their internet service. That price will even continue to rise as time goes on. This is why people are finding new methods to access WiFi. If you are somebody that needs internet but is unable to access it due to financial issues, you aren’t out of luck, and … Read more
You’ve saved for 30 years. You’ve maxed out your 401(k), invested in index funds, and stuck to a budget. You’re finally retiring at 65. You feel proud. You feel ready. But then a nagging thought creeps in: What if I run out of money? You’re 65 now. What if you live to 95? That’s 30 years … Read more
You just finished your self-employment tax return. You see the number: $28,000. You blink. You rethink. You think: Wait, I made $100K. Why am I paying $28K in taxes? That’s 28%! You’re not alone. Most self-employed people pay way too much tax. They miss deductions. They don’t know the rules. They think: I’m a freelancer. I don’t … Read more
You check your bank account at the end of the month. You see $120 left. You think: I need a financial plan. But I don’t know how to start. Financial advisors cost $200/hour. I can’t afford that. You Google “personal financial plan.” You see: complex spreadsheets, investment formulas, retirement calculators. You think: This is too hard. I’m … Read more
You try to budget for the first time. You set a goal: “Save $100/month.” You track every dollar for 2 weeks. You feel stressed. You say: “This is too hard.” You quit. You think: I can’t budget. I’m bad with money. You try again. You use the 50/30/20 rule. You set limits. But then month 2, … Read more
You get your paycheck on Friday. You see $3,200. You feel happy. But then you check your bills: rent $1,400, car $400, groceries $600, utilities $200, debt $300. Total: $2,900. You have $300 left. You think: I can save $300. But then my car breaks down ($500). I have to use my credit card. Now I’m … Read more
You and your partner are at the dinner table. You see the bank statement. You say: “We spent $1,200 on dining out this month.” Your partner says: “That’s not true. We only spent $800.” You argue. You get frustrated. You think: Why can’t we agree on money? Why do we fight about this? You’re not alone. … Read more
You check your bank account. You see $300. You think: I need $10K for an emergency fund. For a house down payment. For a wedding. But I can’t save that much. I spend too much. You try to save. You cut Netflix. You stop eating out. You bike to work. But after 3 months, you only … Read more
You check your bank account at the end of the month. You see $300 left. You think: I need to save more. But I can’t stop eating out. I can’t cancel my Netflix. I can’t skip my weekend trip. You’re stuck. You think saving money means sacrificing your lifestyle. You think: I have to eat ramen. I have … Read more